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How To Get Better Car Insurance Rates

We all want to get better car insurance rates. Check the following strategies and use our free quotes car insurance to compare prices:

  1. free quotes car insuranceGet a Quote Before You Buy. Before buying a new vehicle, call your insurance agent to find out how much it’s going to cost to insure it. Premiums can vary widely based on the make, model and year of a vehicle. Smart shopping will save you a lot of money and get you in touch with suitable car insurance providers.
  2. Get a safe car to drive. Choose a car with added safety features like airbags, anti-lock brakes, electronic stability control and automatic seat belts, and your smart choice will be rewarded with a discount.
  3. Increase the value of deductibles. Cut your auto premium drastically by raising your deductible. The difference between a $250 deductible and a $500 deductible is usually quite substantial, and the difference between a $250 deductible and a $1,000 deductible, even more so. Decide how much you can afford to spend out of pocket; then, adjust your deductible accordingly.
  4. Install anti-theft devices. Garage-kept cars and cars with alarm systems are less likely to be stolen, and therefore less expensive to insure. Some insurance companies will give you a discount if you etch your car’s VIN number on the windows, install wheel locks or have an ignition cutoff switch.
  5. Keep a good credit score. Many insurance companies now use your credit score as part of the criteria for determining the cost of your insurance premium. To ensure you’re getting the best deal possible, pay your bills on time and to¬†contest any credit reporting errors¬†that you find on your report.
  6. Do not pay premiums monthly. The high cost of insurance may make a monthly bill-pay seem like a good idea, but you’ll usually pay for the convenience with add-on instalment fees. To avoid these extra charges, request to be billed every 6 or 12 months instead.

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